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Top 30 Mobile App Use Cases in 2024: With Examples & Tips

Cem Dilmegani
Updated on Feb 5
6 min read
Top 30 Mobile App Use Cases in 2024: With Examples & TipsTop 30 Mobile App Use Cases in 2024: With Examples & Tips

Mobile applications, or mobile apps, have a great potential to boost your business because:

  • The typical American uses his/her mobile device for 320 minutes every day.

However, the retention rate for mobile apps after a month is less than 3%, indicating that just a small number of apps add value for businesses.1 The top 30 mobile app use cases will be covered in this article to help organizations develop mobile apps with high retention rates. To make it easier to navigate, we divided the content into two parts:

  1. Industry specific use cases; where we introduce:
    1. E-commerce
    2. Banking
    3. Insurance
    4. Hospitality
    5. And healthcare specific applications.
  2. Business units specific use cases; where we introduce
    1. General business
    2. HR
    3. Supply chain
    4. Sales/marketing use cases.

Industry Specific mobile App use cases 

E-commerce use cases

E-commerce sales reached over 4 trillion dollars in 20222 which indicates a greater economic activity than the entire UK or Canada (see Figure 1).3 And as we have already stated, mobile devices account for about 60% of online sales. As a result, AIMultiple views mobile apps as one of the most important e-commerce technologies and the development of apps that have the right capabilities as a best practice in e-commerce.

Figure 1: E-commerce sales.

Image shows global e-commerce market size for different years.

Mobile app’s use cases in e-commerce include: 

1. Providing omnichannel platform

As part of their conversational commerce strategy, e-commerce firms use messaging apps such as Whatsapp and websites to engage with, and sell products to, customers. 

According to McKinsey, around one third of US consumers are happy to have the option of completing their transactions on several channels.5 And because people carry their phones everywhere, they can buy from anywhere they are. So developing a mobile app will further strengthen your omnichannel customer engagement and boost sales.

2. Personalized sales/marketing

According to PwC,6 around one third of customers are willing to pay more for products if online sellers provide personalized sales/marketing efforts such as:

  • Sending personalized notifications such as:
    • Push notifications
    • Delivery notifications
    • Chart abandonment notifications.
  • Assist clients in finding the things they seek. 
  • Providing users an easy check-out by storing customer data, such as their address.

Mobile apps are suitable places for automating all these tasks since:

  • You can deploy mobile app chatbots: That can send personalized notifications and help customers to find products in the form of sales chatbots.
  • Mobile apps store personal data: Thus, e-commerce businesses can provide an easy checkout process and also can introduce products customers might like according to their previous transactions.

3. Automated customer service

Mobile app chatbots have many benefits. In customer service, since, they can:

  • Work 7/24
  • Engage with users in different languages
  • Answer customers’ frequently asked questions
  • Respond to customers simultaneously. 

The result is mobile app chatbots lowering costs associated with providing customer support. For instance, second hand car dealer Cars 24’ chatbot has reduced call center cost 75%.

4. Generating leads

Mobile apps capture leads. To use apps, clients need to provide personal information concerning their email, ages, addresses etc. This information can be helpful for marketing/sales teams for segmentation.

Banking use cases

90% of US citizens use smart phones for financial activities, and banking and super apps have quickly gained popularity.7 Today’s banking apps can answer a wide range of customer inquiries that used to be handled in bank offices (see Figure 2).

Figure 2: An interface example of a banking app which shows key applications of it.

Image shows a sample of banking app applications.

Banking apps have the following use cases:

5. Opening accounts

Rather than visiting a bank to open a bank account, nowadays customers can use their mobile devices to open a bank account. Many mobile banking applications let customers to open:

  • Deposit account in local and foreign currencies
  • Checking accounts in local and foreign currencies.

6. Checking balance

Customers can check your balance and see its details (income, debts etc.) anytime and anywhere thanks to banking apps.

7. Transfering money

Clients can transfer money domestically or internationally using banking apps. Money transfer takes a few hours to a few days depending on the banks and location of them. The below video illustrates money transferring capability of Chase’s banking app:

8. Paying bills

It is also possible for clients to pay their bills such as electricity or credit card debts by using banking apps.

9. Determining mortgage/refinancing rate

The combination of AI driven mobile chatbots and apps can automate tasks like mortgage/refinancing rate determination for banks. Mortgage chatbots can collect and verify personal information concerning:

  • Income of mortgage applicant
  • The value of house
  • Wealth of the applicant and so on.

To determine mortgage rate.

The below video illustrates how mobile mortgage chatbots can automate the refinancing rate determination process:

10. Financial assistant

Deploying wealth management chatbots on mobile apps can streamline providing investment tips for financial institutions. For instance IIFL improved user engagement with a mobile app chatbot that provides stock ideas.

To learn more regarding conversational banking you can read our Conversational Banking: Everything You Need to Know article.

Insurance use cases

Mobile app development is beneficial for insurers due to its following applications:

11. Claims processing and withdrawal 

Claims processing is a crucial insurance operation since 90% of clients select their insurance provider depending on how well their last claims processing experience went.9 Mobile apps can automate claims processing by collecting and verifying necessary information regarding the incident. Location tracking by collecting GPS data of users helps insurers to verify claims.

AI driven insurance chatbots can be an important part of automating claims since they can act like your human insurance broker. The below video shows how insurance mobile chatbots can automate claims filling.

12. Buying insurance policy

Some insurtech companies, such as Lemonade, sell their insurance products directly on mobile apps. AI driven computing devices calculate risk within seconds and automate insurance underwriting process

13. Getting real time incident support

In case of an unfortunate event, such as a car accident, location tracking capabilities of mobile apps help clients discover a solution provider nearby.

14.  Providing loss prevention services

Insurers can advise clients on best practices aimed at preventing losses based on weather forecasts and recent events. For example, a Nat Cat insurer provider can alert policyholders of an anticipated rain storm.

Hospitality use cases

15. Making/canceling reservations

Restaurant and hospitality mobile apps help people to make reservations or cancel them by only using their mobile devices.

16. Check-in

Travelers can complete their check-in before arriving at the airport thanks to airway apps.

Healthcare use cases

17. Nutrition suggestion

Healthcare applications can recommend individuals dieting tips and monitor them. By deploying healthcare chatbots, companies can make this process more engaging for the users.

18. Monitoring sleep

By integrating with smart watches, healthcare apps can monitor and regulate users’ sleeping time.

19. Managing patient calendar

Users of healthcare apps can receive reminders for their scheduled checks. Also, users can make appointments if they need additional checkups.

Business unit specific mobile app use cases

An enterprise mobile app can be a great tool for monitoring and organizing many business activities, from a variety of departments. Enterprise mobile apps are great tools for digitalization and have the following applications.

General business use cases

20. Scheduling

Workers can enter their calendar information (such as meetings) as well as time offs thanks to apps. 

21. Business travel organization

For workers, travel and planning apps offer route tracking, ticket scanning, navigation services, and general trip planning.


22. Performance measurement

HR apps collect performance indicators for employees such as working hours and help HR staff to evaluate performances of workers.

23. Surveying

Apps for employee feedback enable HR management and to gather suggestions from staff, post surveys, and obtain feedback to improve the working environment.


24. Expense reporting

Employees can easily address and collect travel expenses, remote working expenses etc. thanks to the accounting apps. 

25. Asset management

Asset management apps assist companies to monitor the conditions and locations of assets that are used by employees or other parties.

Supply chain

26. Inventory management

Employees can check stock levels, conduct counts, enter new inventory, and make modifications thanks to inventory management apps. Such apps can also integrate with ERP systems and can scan barcodes to monitor inventory.

27. Tracking Deliveries

Thanks to the GPS integrations via APIs, supply chain apps help companies to track the location of deliveries thus enhancing supply chain resilience.


28. Customer relationship management (CRM)

CRM or customer relationship management apps are critical for data-driven sales marketing actions. With the aid of these apps, sales representatives stay up to date on their clients’ needs and develop strong relationships with them.

29. Tracking prices and stocks

Field service employees can use sales apps on their phones to track and view product details and customer orders from any location at any time. They are able to inform clients of prices, stock information, and projected delivery dates as a result.

30. Signature capturing

Many sales apps are built with a signature capture feature that enables the staff to obtain the customer’s digital signature after delivering the purchased item. Thus, companies can reduce use of paper as well as monitor sales.

If you need more information regarding mobile applications use cases you can reach us:

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Access Cem's 2 decades of B2B tech experience as a tech consultant, enterprise leader, startup entrepreneur & industry analyst. Leverage insights informing top Fortune 500 every month.
Cem Dilmegani
Principal Analyst
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Cem Dilmegani
Principal Analyst

Cem has been the principal analyst at AIMultiple since 2017. AIMultiple informs hundreds of thousands of businesses (as per similarWeb) including 60% of Fortune 500 every month.

Cem's work has been cited by leading global publications including Business Insider, Forbes, Washington Post, global firms like Deloitte, HPE, NGOs like World Economic Forum and supranational organizations like European Commission. You can see more reputable companies and media that referenced AIMultiple.

Throughout his career, Cem served as a tech consultant, tech buyer and tech entrepreneur. He advised businesses on their enterprise software, automation, cloud, AI / ML and other technology related decisions at McKinsey & Company and Altman Solon for more than a decade. He also published a McKinsey report on digitalization.

He led technology strategy and procurement of a telco while reporting to the CEO. He has also led commercial growth of deep tech company Hypatos that reached a 7 digit annual recurring revenue and a 9 digit valuation from 0 within 2 years. Cem's work in Hypatos was covered by leading technology publications like TechCrunch and Business Insider.

Cem regularly speaks at international technology conferences. He graduated from Bogazici University as a computer engineer and holds an MBA from Columbia Business School.

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